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Monthly Archives: December 2022

    Planning To Sell Your House? It’s Critical To Hire a Pro.

    By Treasure Davis | December 29, 2022

    With higher mortgage rates and moderating buyer demand, conditions in the housing market are different today. And if you’re thinking of selling your house, it’s important to understand how the market has changed and what that means for you. The best way to make sure you’re in the know is to work with a trusted housing market... Read More

    Applying For a Mortgage? Here’s What You Should Avoid Once You Do.

    By Treasure Davis | December 28, 2022

    While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for your home loan. Don’t Deposit Large Sums of Cash Lenders need to source your money, and... Read More

    Confused About What’s Going on in the Housing Market? Lean on a Professional.

    By Treasure Davis | December 27, 2022

    If you’re thinking about buying or selling a home, you probably want to know what’s really happening with home prices, mortgage rates, housing supply, and more. That’s not an easy task considering how sensationalized headlines are today. Jay Thompson, Real Estate Industry Consultant, explains: “Housing market headlines are everywhere. Many are quite sensational, ending with exclamation points or predicting impending doom for... Read More

    What Makes a House a Home?

    By Treasure Davis | December 22, 2022

    There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of buying a home are important, the non-financial and emotional reasons are too. Home means something different to all of us. Whether it’s sharing memories with loved ones at the... Read More

    What To Expect From the Housing Market in 2023

    By Treasure Davis | December 21, 2022

    The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it’s put the market into a reset position. As the Federal Reserve (the Fed) made moves this year to try to lower inflation, mortgage rates more than doubled – something that’s never happened before in a calendar year. This... Read More

    Homeowners Still Have Positive Equity Gains over the Past 12 Months

    By Treasure Davis | December 20, 2022

    If you’re a homeowner, your net worth got a big boost over the past few years thanks to rapidly rising home prices. Here’s how it happened and what it means for you, even as the market moderates. Equity is the current value of your home minus what you owe on the loan. Because there was... Read More

    Mortgage Rates Are Dropping. What Does That Mean for You?

    By Treasure Davis | December 19, 2022

    Mortgage rates have been a hot topic in the housing market over the past 12 months. Compared to the beginning of 2022, rates have risen dramatically. Now they’re dropping, and that has to do with everything happening in the economy. Nadia Evangelou, Senior Economist and Director of Forecasting at the National Association of Realtors (NAR), explains it well... Read More

    2023 Housing Market Forecast [INFOGRAPHIC]

    By Treasure Davis | December 16, 2022

    Some Highlights From home sales to prices, the 2023 housing market will be defined by mortgage rates. And where rates go depends on what happens with inflation. If you’re thinking of buying or selling a home this year, let’s connect so you understand where the housing market is headed in 2023. Sources: realtor.com Home Price Expectations Survey (HPES)... Read More

    Planning to Retire? It Could Be Time To Make a Move.

    By Treasure Davis | December 15, 2022

    If you’re thinking about retirement or have already retired this year, you may be planning your next steps. One of your goals could be selling your house and finding a home that more closely fits your needs. Fortunately, you may be in a better position to make a move than you realize. Here are a few things to... Read More

    You May Have More Negotiation Power When You Buy a Home Today

    By Treasure Davis | December 14, 2022

    Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors combined mean you may see less competition from other buyers. And with... Read More