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Your Guide to

Home Ownership

Gisela Spencer Presents to Zach & Eryn

Knowledge, Experience, Professionalism

Dear

Zach & Eryn


Buying a home is a rewarding adventure and we're so happy to have the opportunity to bring your real estate dreams to life! In doing so, we aim to instill knowledge and confidence in all our buyers while helping them successfully navigate through every step of the process.

In the following presentation, you’ll be provided an outline of everything you need to know from consultation to handing over the keys. Our mission is to deliver world-class customer service and a winning experience.
Sincerely,

Gisela Spencer

- you're in great hands -

Meet

Gisela Spencer

REALTOR® | Sales Partner
(719) 629-8748
gisela@treasuredavis.com
I don't want to sell you a House, I want to find you a HOME!

Mother of 4, Military Spouse to an Active Duty Special Forces Solider and Full-Time REALTOR®. I strive to provide clients with care, honesty, and integrity all while creating a long-lasting relationship. When you are selling or buying a home I will advocate for you the same as I would for my family. Hablo Español.
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Proven Track Record

Service

Provide great customer service by building bonds with clients that lead tolong-term relationships where we truly care about their needs.

Knowledge

By pursuing excellence in our expertise as agents we can better service our clients and lead them to home ownership in a smooth and easy process.

Integrity

Be ethical in all you do and communicate with honesty while paying attention to the details of each and every client, agent, and transaction.
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Market Trends in Colorado springs, CO

Market data as of:
The Market Action Index (MAI) is a literal temperature gauge that shows whether the market favors buyers or sellers.
An MAI of 30 is typically balanced; over 30 is a seller's market, under 30 is a buyer's market.

Buyer markets

Buyers get better deals and more choices when MAI is low.

Seller markets

Sellers can list for higher prices and quicker sales when MAI is high
Market data as of:

View current market trends

Scan the QR code to see the current Market Trends report

Unique Value I Provide My Clients

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Customized listing search to find the perfect home.

I Found

Properties For Sale in Colorado Springs

Scan the QR code to see all listings
See all Listings
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Professional Network to help your purchase go smoothly

Professional Network

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Market insights as a result of my recent sales in your area

My sales activity in your desired search area will directly benefit you due to my market knowledge, negotiating prowess, and insights into local activity!
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Exceptional reviews that reflect a pattern of excellence with my past clients.

Raving Reviews

Outstanding!!! This is the first word that comes to mind when reflecting on my experience working with Gisela. She was very professional, highly experienced, and always on top of the current realestate market. She answered all of our texts and phone calls in a very timely manner, and updated us daily with pertinent information about new homes to the area. Once we found a property we liked and made an offer, she stayed on top of contract due dates and helped us navigate and expedite the process. Overall, she helped us find a beautiful home and close WITHIN 1 MONTH! We were truly blown away with her knowledge, skills, kindness, and work ethic. If you are looking for an awesome realtor in the Colorado Springs/South Denver area, look no further! Gisela is amazing!!!
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Gisela was actually recommended to me by my loan officer's team. My loan officer recommended Gisela to me because they had many pleasant experiences working together to achieve buyers' goal. We worked with Gisela from February 2024 and closed on our home 2 months later! Gisela is such an amazing agent to work with from start to beyond closing. We were overseas preparing for our upcoming move during the buying process. Gisela helped us tour and film all the houses that interest us, and there were a lot! She described many many details that we couldn't see/smell/feel with videos. As a first-time home buyer, it can get stressful trying to find that dream home that fits your budget and criteria. It added a lot more complicity not being able to tour homes in person. Since we couldn't be in person for many appointments that are associated with buying our home, Gisela arranged all the appointments for us and made sure things are taken care of for us to close on time. And we DID CLOSE ON TIME! In the process, she never left our questions unanswered, always updated us with the most up-to-date status of homes we were interested in. With all the work she puts in with helping us find our dream home, she never pressured us on making an offer. She always gave us that personal space to process our thoughts and opinions on homes we like while she was there on the side giving us many useful information. It gets nerve-wrecking buying a home unseen. But Gisela's expertise helped us made it to closing!It was a few months from closing on our home until we moved back to the states. And Gisela's amazing service went beyond closing. She arranged for people to come mow and water our lawn and helped arranged new carpet installation. She even put in a beautiful piece of decoration in our home before we arrived. Fast forward to today. I am now sitting in my dream home, writing this review while watching the sunrise. And I cannot tell you enough how thankful I am for Gisela for helping my family own a home.
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I had the pleasure of working with Gisela Spencer as my realtor, and I couldn’t be more satisfied with her service. From our first meeting, Gisela was attentive, knowledgeable, and incredibly responsive. She took the time to understand my needs and preferences, and her expertise in the market was evident throughout the process. Gisela’s guidance was invaluable, and she made the entire experience smooth and stress-free. I highly recommend her to anyone looking for a dedicated and professional realtor.
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Gisela was amazing in helping us sell our first home! She was incredibly attuned to the local market and provided great recommendations throughout the process. In addition, she was always available when we had questions or if anything came up. She made the entire process very easy. I would certainly recommend and buyer or seller to work with Gisela!
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She is so helpful, kind, and dedicated. She always respond to us in a quick manner and always looked out for our best interests. As first time home buyer’s I don’t think we could have gotten a better person to help us.
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I didn’t know there were any realtors out there that could be so incredibly helpful. Gisela went above and beyond expectations in every aspect of the sale of my home. I live out of state and was worried about being able to handle everything Gisela took that fear away and carried the entire process of getting the house ready to sell on her own shoulders, including scrubbing floors, painting walls, countless house visits, lining up contractors, and advocating for me to get the best deal throughout the entire process. If you need an agent, you won’t find better.
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Sela was our realtor and our experience with her was AMAZING! Not only is she knowledgeable and experienced in realtor work in the Springs, she is so good at never making you feel pressured about a specific home and is honest about her professional opinion of each house we looked at. We are currently under contract of a home that was more than worth the wait, and Sela is the reason we avoided rushing into buying a home. Highly recommend her as your next realtor!
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My wife and I could not be more pleased after working with Sela Spencer. She was very knowledgeable of the local housing market, she was always responsive and thorough in her communications, and she was very transparent throughout the entire process. She knew when to push us forward and when to advise us to pull back. Without her guidance and expertise we would not have such a suitable and beautiful home. We closed 10 days ahead of schedule and absolutely loved working with Sela. We highly recommend her to anyone looking for a proactive, professional, and attentive agent!
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Gisela is awesome! We trusted her to buy our house in 2020 and to helps us sell that same house nearly 3 years later. Sela is always available to her clients and is incredibly on top of everything to ensure a smooth process. I absolutely recommend her to anyone and everyone with real estate needs!
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Sela was extremely helpful to me. Her knowledge, patience and her sharp attention to details were welcome skill sets. She provided an astonishing level of professionalism throughout the home buying process. I'm grateful.
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Review has been shortened using AI, click the review to read the full review.

Review has been shortened using AI.

Loyalty

This custom presentation that I’ve shared with you is an example of the care and effort I put into each of my best clients. I recognize that real estate transactions are one of the largest financial transactions of your life and it deserves careful consideration and wise planning. In light of this, you should feel strongly that mutual respect and understanding are key components of hiring me to help you accomplish real results starting right away.

Reviewing each other’s roles and responsibilities as we embark on the next steps together is how we can decide if we are ready to move forward together.

Processes

1

Consultation

We’ll sit down together and help you determine your needs wants and goals while offering my personal industry expertise and strategies for bringing your vision to life.
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2

Pre-Approval

Getting pre-approved will help you know exactly what you can afford so you can confidently focus on the right homes. Plus, it shows sellers you’re serious, giving you an edge when making an offer.
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3

Property tours

After you have reviewed and selected which homes you want to tour, we get to go shopping! This is where you can start figuring out what you really want in your new home.
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4

Write offer

Once we find the home of your dreams, we'll submit an official offer - including but not limited to sale price, inspection contingencies, and closing costs. The seller then has time to accept, reject, or counter your offer.
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5

Under Contract or Escrow

With your offer accepted, we enter a 30-day Escrow period. This involves a neutral third party company that holds funds while conducting a thorough underwriting process to ensure all aspects of the contract are upheld properly
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6

Appraisal

The appraisal is ordered by your lender to protect their investment. They have their own checklist of things they look at for the final approval to move forward. The appraiser can demand repairs completed by the seller before they will give their approval.
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7

Inspections

Now that you've found your home we need to order the inspection. The inspection will let you know what repairs are needed, some are minor and some may be safety issues. Don't worry, you are still protected.
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8

Closing

Congratulations! You now own a home and can get moved in. It's time to celebrate and have your housewarming and show off your home. We will be standing by to answer any questions you may have about home-ownership and have a list of contractors if the need arises.
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105 More Ways

Agents Who Are Realtors ® Are Worth Every Penny Of Their Compensation.

Here’s a look at all the things – big and small – that a REALTOR ® may do to help clients when buying a home.

Counseling Session Activities

  • Prepare the buyer for executing a buyer representation agreement
  • Explain agency relationships to the buyer and get state required legal consent to represent, if needed
  • Inform the buyer of working relationship based on state law, the REALTORS® Code of Ethics, and the broker’s business policies

Building a Relationship

  • Learn the buyer’s wants and non-negotiable needs
  • Understand the buyer’s budget and what will be needed financially
  • Help the buyer understand what property their chosen budget will buy
  • Consider having the buyer fill out a homebuyer’s checklist
  • Assist the buyer in examining how much they can afford to spend
  • Provide quality lender resources
  • Partner with the buyer to locate suitable properties for consideration
  • Match the buyer’s needs with available property
  • Constantly re-evaluate buyer’s needs and refocus property showings to fit those needs
  • After ensuring the buyer understands what is done for them, how it is done,and the benefit to them, obtain signatures on the buyer representation agreement
  • Explain how compensation is paid, who pays it, and what the buyer’s options are for paying it

Educating the Buyer

  • Communicate the working relationship based on state law, the REALTORS® Code of Ethics, and the broker’s business policies
  • Explain Federal and State Fair Housing laws
  • Explain what to look for in applicable property disclosures
  • Reassure the buyer that their personal information will remain confidential
  • Inform the buyer that you will always disclose all known material defects
  • In accordance with state law, provide information on checking the sex-offender registry and crime statistics for the neighborhood
  • Discuss available resources that the buyer can check to learn more about prospective neighborhoods
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REALTORS® are members of the National Association of REALTORS®

Preparing the Buyer

  • Explain the timeline for house hunting, mortgage approval, and closing
  • Explain the local market and how it impacts the buyer
  • Show statistics on what percentage of list price sellers in the area are currentlyreceiving
  • Inform the buyer on what home features are popular
  • Identify current average days on market
  • Share the dangers of using the price per square foot to figure home values
  • Explain the concept of absorption rate and how it impacts the buying process
  • Indicate current listing months of market inventory
  • Share estimated potential out-of-pocket costs to complete the transaction
  • Assist the buyer in analyzing the loan estimates
  • Qualify the buyer for financial ability to purchase
  • Help the buyer account for the complete costs of homeownership
  • Prepare lender for listing agent calls
  • Assist in comparing different financing options
  • Help the buyer select for viewing only those homes that fit their needs
  • Proceed in showing homes that fit the buyer’s must-haves
  • Caution the buyer on posting information to social media
  • Review the sample sales contract so the buyer is prepared when it comes time to make an offer

Showing Properties

  • Schedule showings and provide access to all listed properties as soon as they become available in their local MLS broker marketplaces
  • Educate the buyer on the immediacy of new listings appearing in their local MLS broker marketplaces and the lag time for them to appear on some websites
  • Collaborate with the buyer on properties they may have learned about through their sphere contacts
  • Research and assist on all unlisted properties the buyer wishes to see
  • Preview properties prior to showing if needed
  • Network with other agents to source properties not yet in their local MLS broker marketplaces
  • Contact homeowners in focus areas to see if they are considering selling
  • Set up an automated email alert system through their local MLS broker marketplaces that immediately notifies the buyer of properties that fit discussed requirements
  • Arrange a tour of areas, schools, and key points of interest
  • Provide resources containing neighborhood information on municipal services,schools, etc.
  • Inform the buyer of negative aspects like nearby venues or operations that may result in issues that could impact value
  • Collect and share any other vital information on available homes, remembering to follow all fair housing laws at all times
  • Check applicable zoning and building restrictions
  • Help the buyer decipher public property and tax information
  • Collect and share pertinent data on values, taxes, utility costs, etc.
  • Compare each property shown to the buyer’s wants and needs list and remind them of what they were looking for
  • Help the buyer narrow the search until the buyer identifies top choices

Negotiating Offers

  • Assist the buyer in getting the best property at the best price
  • Suggest that the buyer learn more about the neighborhood prior to makingan offer
  • Prepare a comparative market analysis (CMA) in advance of making an offer
  • Prepare the buyer to have the most attractive offer in the current marketplace
  • Explain common contract contingencies and include approved protective clauses in the purchase offer
  • Ensure that the buyer receives and understands all state and federally-required disclosure forms
  • Prioritize contract negotiation goals with the buyer
  • Help create a negotiating strategy
  • Use strategies such as an escalation clause to maintain a competitive offer
  • Prepare the buyer for a multiple offer situation and develop negotiation strategies
  • Write an offer that has a reasonable chance of being accepted
  • Recommend optional contingencies and explain the pros and cons of using them
  • Provide information on purchasing incentives that may be available
  • Discuss financing alternatives
  • Negotiate the buyer’s offers to arrive at the best price and terms
  • Utilize hyperlocal expertise and strong communication skills to assist the buyer in being the successful offer

Advocating for the Buyer and Facilitating the Close (Part 1/2)

  • Advocate for the buyer throughout the entire process
  • Encourage the buyer to fully investigate their options in terms of a home inspector, title company, appraiser, mortgage lender, and other services
  • Present a list of the types of required and optional inspections such as environmental, roofing, and mold
  • Review and discuss home inspection concerns
  • Negotiate repair requests from home inspection
  • Guide the buyer on meeting all contract deadlines
  • Assist in coordinating communications
  • Advise the buyer to review the settlement statement
  • Inform clients that they need to transfer utilities to the new residence
  • Schedule final walkthrough
  • Accompany the buyer on the walkthrough
  • Assist the buyer in questioning the appraisal report if it affects the financing
  • Confirm clear-to-close with the lender
  • Ensure all parties have all forms and information needed to close the sale
  • Remind the buyer of the location where the closing will be held
  • Confirm the closing date and time, and notify parties if there are changes
  • Gather all required forms and documents for closing
  • Explain flood insurance to the buyer
  • Explain title insurance to the buyer and refer to qualified insurance broker
  • Order any surveys needed

Advocating for the Buyer and Facilitating the Close (Part 2/2)

  • Order the appraisal
  • Order the title search
  • Confirm the status of the loan funding
  • Check addendums and alterations for agreed terms
  • Review the buyer’s closing statement to ensure accuracy
  • Explain wire fraud risks and remind clients to verify all wiring instructions before transferring funds
  • Double-check all tax, homeowners’ association dues, utility, and applicable prorations, if relevant
  • Request final closing figures from the closing agent (often an attorney ortitle company)
  • Receive and carefully review closing figures to ensure accuracy
  • Receive and carefully review title insurance commitment with the buyer
  • Advise the buyer to re-key their locks and to consider a one-time cleaning service or landscaping before moving day
  • Review documents with the closing agent (attorney)
  • Support the buyer in any final closing activities
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Actual services provided will depend on the needs of the buyer and the transaction –not all 105 things will need to be done in every transaction.

Featured content from the Center for REALTOR® Development’s Accredited Buyer’s Representative (ABR®) Designation Course. Visit crd.realtor to learn more.
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What buyers need to know about the
National Association of Realtors (NAR) changes.

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Starting August 17th, 2024

It is required to complete and sign a written agreement before showing a home. This applies to buyers requiring the services of any licensed agent in the U.S. to visit a property.
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By Signing the Agreement to Partner with an Agent

Our agent is dedicated to you and committed to finding a home that meets your needs.
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With a proven track record

We have the knowledge and experience to be the BEST asset in your real estate endeavors.

Signing a Buyers Broker Agreement or BBA

  • This is an agreement to engage with a professional real estate agent to consult, show homes, negotiate contracts, and advocate.
  • It will establish the length of the agreement
  • It shows the agent/broker's services and responsibilities
  • It explains the agreement's exclusivity between Broker and client, what fees are owed for services rendered, and how to terminate the agreement. It mentions additional fees if the buyer signs with more than one agent.
  • It provides a clear explanation of the various ways an agent can be compensated for their services to the Buyer.
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Real Estate Expert

Gisela Spencer

REALTOR® | Sales Partner | FA.100084156

gisela@treasuredavis.com | (719) 629-8748

Let's Chat.

I'm sure you have questions and thoughts about the real estate process. I'd love to talk with you about what you've read here and help you along this path.
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www.treasuredavis.com/team/gisela-spencer
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Thank you!

In everything we do, we are driven to help others, because behind every transaction there is a vision, a goal, a dream waiting to come to life. In doing so, we bring our expertise, our instincts from years of experience, and our complete dedication to you.

This is only the beginning of an exciting journey to a bright and shining new future. And it's only the beginning of our commitment to servicing your every real estate need. Thank you for the opportunity to help you!
We'll be right there with you, every step of the way.
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