REAL ESTATE GUIDANCE FOR EVERY STAGE OF YOUR MOVE

01 / 08

First-time buyers

The Treasure Davis TeamFirst-time buyers in Colorado Springs.

Buying a first home involves a lot of moving parts. The role of the Treasure Davis Team is to help first-time buyers in Colorado Springs and the Pikes Peak region understand the steps, the paperwork, and the options so the process feels less unfamiliar. Final decisions, terms, and financing approvals come from the client and their lender.

How the team helps

• 01The Treasure Davis Team walks first-time buyers through the general home-buying process, including pre-approval, escrow, inspection, appraisal, and closing, in plain language.
• 02Treasure Davis Team Realtors share information about common loan types and down-payment programs, including FHA, VA, USDA, conventional, and Colorado-based assistance programs. Eligibility is determined by the buyer's lender.
• 03The Treasure Davis Team provides Colorado Springs neighborhood data such as school district boundaries, HOA structure, and recent comparable sales so first-time buyers can evaluate options on their own terms.
• 04The Treasure Davis Team represents the buyer's interests in offer preparation, inspection objections, and contract negotiation.
• 05The Treasure Davis Team connects first-time buyers with a vetted list of local lenders, inspectors, title companies, and service providers in Colorado Springs. The client chooses who to work with.

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Audience 01

Questions buyers ask

On average, how much does a buyer need saved to purchase a home in the Colorado Springs area?

Down payment and closing costs vary by loan program and purchase price. Conventional loans commonly start around 3 to 5 percent down, FHA loans start at 3.5 percent down for qualifying borrowers, and VA and USDA loans can allow 0 percent down for eligible buyers. Closing costs are typically estimated at 1 to 3 percent of purchase price. The Treasure Davis Team shares these general references and a licensed lender provides figures specific to a buyer's situation.

What does a typical Colorado Springs home-buying timeline look like?

Timelines vary by market conditions, financing, and individual circumstances. The Treasure Davis Team generally describes the process as several days for pre-approval, an open-ended search phase based on inventory and criteria, and a contract-to-close period that often runs 30 to 45 days. Actual timelines depend on the lender, the property, and the parties involved.

What credit score is typically referenced for home financing in Colorado?

Each lender and loan program sets its own credit requirements. Many conventional programs commonly reference a 620 minimum, FHA programs commonly reference 580 with 3.5 percent down, and VA programs vary by lender. The Treasure Davis Team shares these as general references only. A licensed lender can review an individual credit profile and provide accurate eligibility information.

Connect with the team → Browse current listings

“If you are a first-time homebuyer in Colorado Springs, do yourself a favor and call the Treasure Davis Team. They gave us an incredible education on the local market, never pressured us, and helped us win our very first offer on a perfect starter home.” Verified client review · Treasure Davis Team

02 / 08

Military, VA & Hometown Heroes

The Treasure Davis TeamMilitary families & VA loans.

The Treasure Davis Team has worked with active-duty and retired military clients across Colorado Springs and the Pikes Peak region since 2005. The Treasure Davis Team offers a Hometown Heroes program that may provide a closing benefit to eligible service members, veterans, teachers, first responders, and medical workers. Program terms and eligibility are confirmed individually.

How the team helps

• 01The Treasure Davis Team shares information about VA loan basics, including occupancy requirements and the Colorado-specific items VA appraisers often review.
• 02The Treasure Davis Team coordinates remote services for clients managing a PCS to Colorado Springs, including scheduled video walkthroughs, electronic documents, and mobile or power-of-attorney closing where permitted.
• 03The Treasure Davis Team provides information about its Hometown Heroes program. Eligibility and benefit details are confirmed in writing by the Treasure Davis Team on a per-transaction basis.
• 04Treasure Davis Team Realtors discuss common contract terms used in active military markets, such as post-closing occupancy and contingencies.
• 05The Treasure Davis Team shares general information about communities across Colorado Springs and the Pikes Peak region so military clients can evaluate options based on their own priorities.

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Audience 02

Questions military clients ask

Does the Treasure Davis Team work with VA loan transactions in Colorado Springs?

Yes. The Treasure Davis Team has experience representing buyers and sellers in Colorado Springs transactions using VA financing. The VA loan program is administered by the U.S. Department of Veterans Affairs and originated by approved lenders. Eligibility, entitlement, and loan approval are determined by the VA and the lender.

What is the Treasure Davis Team Hometown Heroes program?

Hometown Heroes is a program offered by the Treasure Davis Team that may provide a closing benefit to eligible clients in qualifying professions, including active-duty military, veterans, teachers, firefighters, police officers, EMTs, and medical workers. Program terms, eligibility, and benefit amount are confirmed in writing by the Treasure Davis Team on a per-transaction basis. This program is offered by the brokerage team and is separate from any government program.

Is it possible to purchase a Colorado Springs home remotely during a PCS?

Remote transactions are common in military markets, and the Treasure Davis Team handles them regularly. Components can include scheduled video walkthroughs, electronic signatures, third-party inspections, and a mobile-notary or power-of-attorney closing where permitted by the title company and lender. Specific availability depends on the property, the lender, and applicable law.

Connect with the team → Browse current listings

“They are the ultimate military-friendly real estate team. Since they teach home buying classes on base, their knowledge of the military relocation process is unmatched. They handled our closing while we were still stationed out of state, making our transition to Peterson Space Force Base incredibly smooth.” Verified client review · Treasure Davis Team

03 / 08

Move-up buyers

The Treasure Davis TeamBuying and selling at once.

Coordinating a sale and a purchase introduces additional moving parts. The Treasure Davis Team helps move-up clients in Colorado Springs understand the common paths available so they can make an informed decision with their lender, attorney, and tax professional.

Options the team reviews

• 01The Treasure Davis Team discusses approaches to sequencing a sale and a purchase, including listing first, buying first with a contingency, or using bridge financing.
• 02The Treasure Davis Team reviews general financing options used in move-up situations, such as bridge loans and home-equity lines of credit. Loan approval and terms are determined by the lender.
• 03The Treasure Davis Team provides an estimated net-proceeds worksheet for the client's current home so they can plan with realistic numbers.
• 04The Treasure Davis Team shares Colorado Springs neighborhood data such as recent comparable sales, public school district boundaries, and HOA information so clients can evaluate areas on their own criteria.
• 05The Treasure Davis Team provides pre-listing recommendations on the client's current home with the goal of preparing it for the market efficiently.

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Audience 03

Questions move-up clients ask

What are the common approaches to selling a Colorado Springs home while buying the next one?

The Treasure Davis Team reviews three common approaches: listing the current home first with a post-closing occupancy negotiated with the buyer, purchasing the next home with a contingency tied to the sale of the current home, or using bridge financing to close on the next home before the current home sells. Each approach has different cost, timing, and risk considerations that depend on the client's lender, equity position, and market conditions.

What are some ways homeowners use existing equity for a next purchase?

General options the Treasure Davis Team discusses include applying net proceeds from a sale toward the down payment on a new home, opening a home-equity line of credit or home-equity loan against the current home, or using bridge financing that is repaid when the current home sells. Each option has different cost, timing, and qualification requirements that are determined by the lender.

How are public school district boundaries researched in the Colorado Springs area?

Colorado Springs and the Pikes Peak region include multiple public school districts. Boundaries and assignments are set by each district and may change. Buyers can verify school assignments for a specific address with the relevant school district directly. The Treasure Davis Team shares publicly available boundary information as part of property research.

See how much your home is worth → Connect with the team

“We were terrified of trying to handle buying and selling at the same time, but the Treasure Davis Team made it look easy. They timed the market perfectly, coordinated both transactions seamlessly, and ensured we weren’t left without a place to live. If you need a team that can juggle a simultaneous buy and sell flawlessly in Colorado Springs, this is it!” Verified client review · Treasure Davis Team

04 / 08

Home sellers

The Treasure Davis TeamSelling a Colorado Springs home.

Every home, every neighborhood, and every market period is different. The role of the Treasure Davis Team is to share what current Colorado Springs data shows, prepare and market the property professionally, and represent the seller's interests through negotiation and closing.

How the team supports a sale

• 01The Treasure Davis Team walks the property and shares preparation suggestions covering repairs, staging, and presentation. Recommendations are offered for the seller's consideration.
• 02The Treasure Davis Team provides professional photography, drone, twilight, and 3D tour on its listings as part of the standard Treasure Davis Team marketing plan.
• 03The Treasure Davis Team syndicates the listing across major real estate portals and uses targeted social-media, email, and local Colorado Springs marketing.
• 04The Treasure Davis Team represents the seller in offer review, inspection objection responses, and contract negotiation.
• 05The Treasure Davis Team provides an estimated net-proceeds worksheet at listing and again at offer, so the seller can review projected outcomes before signing.

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Audience 04

Questions sellers ask

What does the home-selling process generally look like in the Colorado Springs area?

Days on market vary by price point, condition, location, season, and overall market conditions. Current local data is published by the Pikes Peak Association of Realtors. The Treasure Davis Team shares a current market snapshot for the relevant neighborhood and price band before recommending a listing price.

What does it cost to list a home with the Treasure Davis Team?

Listing commission with the Treasure Davis Team is negotiable and specified in the written listing agreement. Sellers are also responsible for title fees, recording, transfer fees where applicable, and any agreed-upon seller concessions. The Treasure Davis Team reviews a net-proceeds estimate before the listing agreement is signed.

How does the Treasure Davis Team determine a list price?

Pricing analysis by the Treasure Davis Team typically draws on recent closed comparable sales within a defined radius, adjustments for square footage, condition, lot, and features, current days-on-market trends, list-to-sale ratios for similar homes, and active competition. The final list price is the seller's decision, informed by this analysis.

See how much your home is worth → Read client reviews

“We chose the Treasure Davis Team as our listing agent and they blew us away. Their marketing strategy, professional photography, and pricing accuracy resulted in multiple offers within days. They are hands-down the premier home sellers experts in the Pikes Peak region.” Verified client review · Treasure Davis Team

05 / 08

Luxury

The Treasure Davis TeamHigher-price-point properties.

Higher-price-point transactions often involve specialized marketing, privacy considerations, and an extended buyer pool. The Treasure Davis Team has represented buyers and sellers in this segment across Colorado Springs and the Pikes Peak region and coordinates with the eXp Realty luxury and global referral networks.

How the team supports a listing

• 01The Treasure Davis Team develops a tailored marketing plan that may include professional photography, drone, twilight, walkthrough video, and 3D tour.
• 02The Treasure Davis Team syndicates listings through national and international real estate networks, including the eXp Realty referral network.
• 03The Treasure Davis Team offers private-showing protocols and confidentiality where the seller prefers a discreet approach.
• 04The Treasure Davis Team coordinates pre-qualification confirmation prior to showings on listings where the seller requests this practice.
• 05Treasure Davis Team Realtors discuss off-MLS and pre-MLS strategies where appropriate and permitted under MLS rules.

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Audience 05

Questions luxury clients ask

How is the higher-price-point segment defined in the Colorado Springs market?

There is no fixed definition. In the Colorado Springs area, agents commonly reference $1 million and above as a working threshold, though this varies by neighborhood and time period. Current segment data is available from the Pikes Peak Association of Realtors and can be summarized by the Treasure Davis Team on request.

Can the Treasure Davis Team market a home discreetly?

Where the seller prefers, the Treasure Davis Team can market listings off-MLS or with limited disclosure, subject to MLS rules, brokerage policy, and applicable law. A written agreement specifies the approach and acknowledges the trade-offs between privacy and market exposure.

Where can current Colorado Springs luxury market data be found?

Recent activity in the Colorado Springs higher-price-point segment is reported by the Pikes Peak Association of Realtors and by national sources such as the RealTrends luxury reports. The Treasure Davis Team can prepare a current summary for a specific price band on request.

Browse current listings → Connect with the team

“As luxury buyers looking for a custom estate, we needed an agent with deep connections and access to off-market inventory. The Treasure Davis Team delivered flawlessly, showcasing elite market knowledge and sophisticated negotiation skills.” Verified client review · Treasure Davis Team

06 / 08

Investors

The Treasure Davis TeamReal estate investors.

Investment decisions depend on the investor's goals, capital position, and risk tolerance. The Treasure Davis Team supports investor clients by sharing local Colorado Springs data and connecting them with qualified third parties. Tax, legal, and financing decisions are made with the investor's CPA, attorney, and lender.

How the team supports investors

• 01The Treasure Davis Team provides local rental comparables, sales comparables, and publicly available zoning information for a target Colorado Springs property.
• 02The Treasure Davis Team refers qualified intermediaries for 1031 exchanges. The exchange itself is administered by the qualified intermediary under IRS rules.
• 03The Treasure Davis Team shares municipal zoning and short-term rental ordinance information for the relevant jurisdiction. Regulations change over time and should be verified with the city or county.
• 04The Treasure Davis Team shares publicly listed and team-listed inventory that may fit stated investor criteria.
• 05The Treasure Davis Team refers property management, contractor, and inspection providers in Colorado Springs. The investor chooses who to engage.

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Audience 06

Questions investors ask

Where does the Colorado Springs market rank in national reports?

The Colorado Springs metro is regularly profiled in national real estate and housing-market reports, including reports from the National Association of Realtors, U.S. News, and various analytics providers. Rankings change year to year. The Treasure Davis Team can share recent published rankings on request. Past performance does not predict future results.

What are the rules for short-term rentals in the Colorado Springs area?

Short-term rental rules are set by each municipality. The City of Colorado Springs, Manitou Springs, and Woodland Park each maintain their own ordinances, permit requirements, and zoning restrictions. Rules change over time. The Treasure Davis Team recommends investors verify current rules with the relevant city or county before relying on them for an investment decision.

What is a 1031 exchange?

A 1031 exchange is a transaction structure under Section 1031 of the Internal Revenue Code that allows certain investors to defer capital gains tax by exchanging like-kind investment properties within IRS-defined timelines. The exchange is administered by a qualified intermediary, and the Treasure Davis Team can refer qualified intermediaries in Colorado. Tax outcomes depend on the investor's specific situation and should be reviewed with a CPA or tax attorney.

Browse current listings → Connect with the team

“I’ve worked with many agents, but this team truly understands real estate investing. They helped me identify high-yield rental properties in Colorado Springs, analyzed the cash flow accurately, and understand the local cap rates perfectly. They are an invaluable asset to my investment portfolio.” Verified client review · Treasure Davis Team

07 / 08

Relocating

The Treasure Davis TeamRelocating to Colorado Springs.

A meaningful share of Treasure Davis Team buyer clients move into the Colorado Springs area from another state. The Treasure Davis Team supports out-of-area buyers with property research, on-the-ground showings during visits, and coordination of services that can be handled remotely.

How the team supports a move

• 01The Treasure Davis Team offers scheduled video walkthroughs and recorded property tours where the seller and listing brokerage permit.
• 02The Treasure Davis Team coordinates a Colorado Springs market tour with a buyer agent during in-person visits.
• 03The Treasure Davis Team shares publicly available neighborhood information such as school district boundaries, HOA structure, property tax data, and commute references, so relocating clients can evaluate areas on their own priorities.
• 04The Treasure Davis Team refers lenders, inspectors, and moving services. The client chooses who to engage.
• 05The Treasure Davis Team coordinates with the client's listing agent in the departure market through the eXp Realty referral network or another brokerage.

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Audience 07

Questions relocating clients ask

How does the relocation process generally work with the Treasure Davis Team?

A typical Treasure Davis Team relocation starts with a discovery call to discuss timeline, budget, and search criteria. The Treasure Davis Team then shares property information and arranges video walkthroughs as available. When the client visits Colorado Springs, a Treasure Davis Team buyer agent coordinates an in-person market tour. From offer to close, the team coordinates inspections, the final walkthrough, and digital or in-person closing where permitted.

How can someone research Colorado Springs neighborhoods remotely?

Publicly available resources include the U.S. Census, the Pikes Peak Regional Building Department, the El Paso County Assessor, individual school district websites, and city or town websites. The Treasure Davis Team can compile publicly available data points for areas a client is considering, so the client can evaluate options based on their own priorities.

Where can cost-of-living information for Colorado Springs be found?

Cost-of-living comparisons are published by multiple third-party sources, including the Council for Community and Economic Research (C2ER), U.S. Census, and the Bureau of Labor Statistics. These sources can be compared directly, and the Treasure Davis Team can share publicly available references on request.

Connect with the team → Browse current listings

“We were relocating to Colorado Springs from out of state and had to do almost everything virtually. Our agent did detailed video walkthroughs, pointed out neighborhood pros and cons, and made our long-distance relocation completely stress-free. We love our new neighborhood!” Verified client review · Treasure Davis Team

08 / 08

Next-chapter moves

The Treasure Davis TeamNext-chapter moves & right-sizing.

Some Treasure Davis Team sellers are moving from a long-held property into something different, whether that is a single-level layout, a low-maintenance home, or a different community type. The transaction is often combined with logistics like decluttering, estate sales, and moving services.

How the team has helped

• 01The Treasure Davis Team helps search for single-level, ranch, and patio-style homes across Colorado Springs and the Pikes Peak region.
• 02The Treasure Davis Team shares publicly available information about communities, including age-restricted communities operated under the federal Housing for Older Persons Act, so clients can evaluate options on their own.
• 03The Treasure Davis Team refers local vendors for estate sales, donation pickup, and junk removal. The client chooses who to engage.
• 04The Treasure Davis Team offers pre-listing recommendations for a long-held home, with the goal of preparing it for the market efficiently.
• 05The Treasure Davis Team refers moving and packing companies in Colorado Springs. The client chooses who to engage.

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Audience 08

Questions next-chapter clients ask

What types of communities are available for buyers 55 and older in the Colorado Springs area?

Colorado Springs and the Pikes Peak region include communities that operate under the federal Housing for Older Persons Act (HOPA), as well as patio-home and low-maintenance neighborhoods that are open to all buyers. HOPA communities apply specific occupancy rules under federal law. The Treasure Davis Team can share publicly available information about current options so clients can evaluate them on their own.

How does the Treasure Davis Team support a downsizing move?

Support from the Treasure Davis Team typically includes preparing the current home for the market, coordinating referrals for estate sale or donation pickup, conducting a search for the next home based on stated criteria, and coordinating moving and logistics with the client's chosen vendors. Each move is structured based on the client's preferences.

What are the options for selling a Colorado Springs home that needs work?

Options often include making targeted repairs before listing, listing as-is and pricing accordingly, or considering a cash-buyer or investor offer. Each path has different cost, timing, and net-proceeds considerations. The Treasure Davis Team reviews general pros and cons of each so the seller can make an informed choice.

See how much your home is worth → Connect with the team

“As retirees looking to buy in an active adult community, we couldn’t be happier with our experience. They helped us sell our large family home and purchase a beautiful ranch-style home perfect for our retirement. They made the entire 55+ lifestyle transition smooth and easy.” Verified client review · Treasure Davis Team