REAL ESTATE GUIDANCE FOR EVERY STAGE OF YOUR MOVE

01 / 08

First-time buyers

First-time buyers in the Pikes Peak region.

Buying a first home involves a lot of moving parts. Our role is to help clients understand the steps, the paperwork, and the options so the process feels less unfamiliar. Final decisions, terms, and financing approvals come from the client and their lender.

Ways we can support you

• 01Walk through the general home-buying process, including pre-approval, escrow, inspection, appraisal, and closing in plain language.
• 02Share information about common loan types and down-payment programs, including FHA, VA, USDA, conventional, and Colorado-based assistance programs. Eligibility is determined by your lender.
• 03Provide neighborhood data such as school district boundaries, HOA structure, and recent comparable sales so you can evaluate options on your own terms.
• 04Represent your interests in offer preparation, inspection objections, and contract negotiation.
• 05Connect you with a vetted list of local lenders, inspectors, title companies, and service providers. You choose who to work with.

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Audience 01

General questions buyers ask

On average, how much does a buyer need saved to purchase a home in the Colorado Springs area?

Down payment and closing costs vary by loan program and purchase price. Conventional loans commonly start around 3 to 5 percent down, FHA loans start at 3.5 percent down for qualifying borrowers, and VA and USDA loans can allow 0 percent down for eligible buyers. Closing costs are typically estimated at 1 to 3 percent of purchase price. A licensed lender can provide figures specific to a buyer's situation.

What does a typical home-buying timeline look like?

Timelines vary by market conditions, financing, and individual circumstances. A general range is several days for pre-approval, an open-ended search phase based on inventory and criteria, and a contract-to-close period that often runs 30 to 45 days. Actual timelines depend on the lender, the property, and the parties involved.

What credit score is typically referenced for home financing?

Each lender and loan program sets its own credit requirements. Many conventional programs commonly reference a 620 minimum, FHA programs commonly reference 580 with 3.5 percent down, and VA programs vary by lender. These are general references only. A licensed lender can review an individual credit profile and provide accurate eligibility information.

Connect with our team → Browse current listings

“If you are a first-time homebuyer in Colorado Springs, do yourself a favor and call the Treasure Davis Team. They gave us an incredible education on the local market, never pressured us, and helped us win our very first offer on a perfect starter home.” Verified client review

02 / 08

Military, VA & Hometown Heroes

Military families and the VA loan process.

Our team has worked with active-duty and retired military clients across the Pikes Peak region since 2005. We offer a Hometown Heroes program that may provide a closing benefit to eligible service members, veterans, teachers, first responders, and medical workers. Program terms and eligibility are confirmed individually.

Ways we can support you

• 01Share information about VA loan basics, including occupancy requirements and the Colorado-specific items VA appraisers often review.
• 02Coordinate remote services for clients managing a PCS, including scheduled video walkthroughs, electronic documents, and mobile or power-of-attorney closing where permitted.
• 03Provide information about the Hometown Heroes program. Eligibility and benefit details are confirmed in writing on a per-transaction basis.
• 04Discuss common contract terms used in active military markets, such as post-closing occupancy and contingencies.
• 05Share general information about communities across the Pikes Peak region so clients can evaluate options based on their own priorities.

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Audience 02

General questions clients ask

Does the Treasure Davis Team work with VA loan transactions?

Yes. The team has experience representing buyers and sellers in transactions using VA financing. The VA loan program is administered by the U.S. Department of Veterans Affairs and originated by approved lenders. Eligibility, entitlement, and loan approval are determined by the VA and the lender.

What is the Hometown Heroes program?

Hometown Heroes is a program offered by the Treasure Davis Team that may provide a closing benefit to eligible clients in qualifying professions, including active-duty military, veterans, teachers, firefighters, police officers, EMTs, and medical workers. Program terms, eligibility, and benefit amount are confirmed in writing on a per-transaction basis. This program is offered by the brokerage team and is separate from any government program.

Is it possible to purchase a home remotely during a PCS?

Remote transactions are common in military markets. Components can include scheduled video walkthroughs, electronic signatures, third-party inspections, and a mobile-notary or power-of-attorney closing where permitted by the title company and lender. Specific availability depends on the property, the lender, and applicable law.

Connect with our team → Browse current listings

“They are the ultimate military-friendly real estate team. Since they teach home buying classes on base, their knowledge of the military relocation process is unmatched. They handled our closing while we were still stationed out of state, making our transition to Peterson Space Force Base incredibly smooth.” Verified client review

03 / 08

Move-up buyers

Buying and selling at the same time.

Coordinating a sale and a purchase introduces additional moving parts. Our team helps clients understand the common paths available so they can make an informed decision with their lender, attorney, and tax professional.

Options that may work for you

• 01Discuss approaches to sequencing a sale and a purchase, including listing first, buying first with a contingency, or using bridge financing.
• 02Review general financing options used in move-up situations, such as bridge loans and home-equity lines of credit. Loan approval and terms are determined by the lender.
• 03Provide an estimated net-proceeds worksheet for your current home so you can plan with realistic numbers.
• 04Share neighborhood data such as recent comparable sales, public school district boundaries, and HOA information so you can evaluate areas on your own criteria.
• 05Provide pre-listing recommendations on your current home with the goal of preparing it for the market efficiently.

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Audience 03

General questions move-up clients ask

What are the common approaches to selling a current home while buying the next one?

Common approaches include listing the current home first with a post-closing occupancy negotiated with the buyer, purchasing the next home with a contingency tied to the sale of the current home, or using bridge financing to close on the next home before the current home sells. Each approach has different cost, timing, and risk considerations that depend on the client's lender, equity position, and market conditions.

What are some ways homeowners use existing equity for a next purchase?

General options include applying net proceeds from a sale toward the down payment on a new home, opening a home-equity line of credit or home-equity loan against the current home, or using bridge financing that is repaid when the current home sells. Each option has different cost, timing, and qualification requirements that are determined by the lender.

How are public school district boundaries researched in this area?

The Pikes Peak region includes multiple public school districts. Boundaries and assignments are set by each district and may change. Buyers can verify school assignments for a specific address with the relevant school district directly. Our team can share publicly available boundary information as part of property research.

See how much your home is worth → Connect with our team

“We were terrified of trying to handle buying and selling at the same time, but the Treasure Davis Team made it look easy. They timed the market perfectly, coordinated both transactions seamlessly, and ensured we weren’t left without a place to live. If you need a team that can juggle a simultaneous buy and sell flawlessly in Colorado Springs, this is it!” Verified client review

04 / 08

Home sellers

Selling a home in the Pikes Peak region.

Every home, every neighborhood, and every market period is different. Our role is to share what current data shows, prepare and market the property professionally, and represent the seller's interests through negotiation and closing.

How we can support a sale

• 01Walk the property and share preparation suggestions covering repairs, staging, and presentation. Recommendations are offered for your consideration.
• 02Provide professional photography, drone, twilight, and 3D tour on listings as part of our standard marketing plan.
• 03Syndicate the listing across major real estate portals and use targeted social-media, email, and local marketing.
• 04Represent the seller in offer review, inspection objection responses, and contract negotiation.
• 05Provide an estimated net-proceeds worksheet at listing and again at offer, so you can review projected outcomes before signing.

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Audience 04

General questions sellers ask

What does the home-selling process generally look like in the Colorado Springs area?

Days on market vary by price point, condition, location, season, and overall market conditions. Current local data is published by the Pikes Peak Association of Realtors. Our team shares a current market snapshot for the relevant neighborhood and price band before recommending a listing price.

What does it cost to list a home with the Treasure Davis Team?

Listing commission is negotiable and specified in the written listing agreement. Sellers are also responsible for title fees, recording, transfer fees where applicable, and any agreed-upon seller concessions. A net-proceeds estimate is reviewed before the listing agreement is signed.

How is a list price determined?

Pricing analysis typically draws on recent closed comparable sales within a defined radius, adjustments for square footage, condition, lot, and features, current days-on-market trends, list-to-sale ratios for similar homes, and active competition. The final list price is the seller's decision, informed by this analysis.

See how much your home is worth → Read client reviews

“We chose the Treasure Davis Team as our listing agent and they blew us away. Their marketing strategy, professional photography, and pricing accuracy resulted in multiple offers within days. They are hands-down the premier home sellers experts in the Pikes Peak region.” Verified client review

05 / 08

Luxury

Higher-price-point properties.

Higher-price-point transactions often involve specialized marketing, privacy considerations, and an extended buyer pool. Our team has represented buyers and sellers in this segment across the Pikes Peak region and coordinates with the eXp Realty luxury and global referral networks.

How we can support a luxury transaction

• 01Develop a tailored marketing plan that may include professional photography, drone, twilight, walkthrough video, and 3D tour.
• 02Syndicate listings through national and international real estate networks, including the eXp Realty referral network.
• 03Offer private-showing protocols and confidentiality where the seller prefers a discreet approach.
• 04Coordinate pre-qualification confirmation prior to showings on listings where the seller requests this practice.
• 05Discuss off-MLS and pre-MLS strategies where appropriate and permitted under MLS rules.

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Audience 05

General questions clients ask

How is the higher-price-point segment defined in the local market?

There is no fixed definition. In the Colorado Springs area, agents commonly reference $1 million and above as a working threshold, though this varies by neighborhood and time period. Current segment data is available from the Pikes Peak Association of Realtors and can be summarized on request.

Can a home be marketed discreetly?

Where the seller prefers, listings can be marketed off-MLS or with limited disclosure, subject to MLS rules, brokerage policy, and applicable law. A written agreement specifies the approach and acknowledges the trade-offs between privacy and market exposure.

Where can current luxury market data be found?

Recent activity in the Colorado Springs higher-price-point segment is reported by the Pikes Peak Association of Realtors and by national sources such as the RealTrends luxury reports. Our team can prepare a current summary for a specific price band on request.

Browse current listings → Connect with our team

“As luxury buyers looking for a custom estate, we needed an agent with deep connections and access to off-market inventory. The Treasure Davis Team delivered flawlessly, showcasing elite market knowledge and sophisticated negotiation skills.” Verified client review

06 / 08

Investors

Real estate investors.

Investment decisions depend on the investor's goals, capital position, and risk tolerance. Our team supports investor clients by sharing local data and connecting them with qualified third parties. Tax, legal, and financing decisions are made with the investor's CPA, attorney, and lender.

How we can support an investor

• 01Provide local rental comparables, sales comparables, and publicly available zoning information for a target property.
• 02Refer qualified intermediaries for 1031 exchanges. The exchange itself is administered by the qualified intermediary under IRS rules.
• 03Share municipal zoning and short-term rental ordinance information for the relevant jurisdiction. Regulations change over time and should be verified with the city or county.
• 04Share publicly listed and team-listed inventory that may fit stated investor criteria.
• 05Refer property management, contractor, and inspection providers. The investor chooses who to engage.

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Audience 06

General questions investors ask

Where does the Colorado Springs market rank in national reports?

The Colorado Springs metro is regularly profiled in national real estate and housing-market reports, including reports from the National Association of Realtors, U.S. News, and various analytics providers. Rankings change year to year. Our team can share recent published rankings on request. Past performance does not predict future results.

What are the rules for short-term rentals in the Colorado Springs area?

Short-term rental rules are set by each municipality. The City of Colorado Springs, Manitou Springs, Woodland Park, and Pueblo each maintain their own ordinances, permit requirements, and zoning restrictions. Rules change over time. Investors should verify current rules with the relevant city or county before relying on them for an investment decision.

What is a 1031 exchange?

A 1031 exchange is a transaction structure under Section 1031 of the Internal Revenue Code that allows certain investors to defer capital gains tax by exchanging like-kind investment properties within IRS-defined timelines. The exchange is administered by a qualified intermediary. Tax outcomes depend on the investor's specific situation and should be reviewed with a CPA or tax attorney.

Browse current listings → Connect with our team

“I’ve worked with many agents, but this team truly understands real estate investing. They helped me identify high-yield rental properties in Colorado Springs, analyzed the cash flow accurately, and understand the local cap rates perfectly. They are an invaluable asset to my investment portfolio.” Verified client review

07 / 08

Relocating

Relocating to the Pikes Peak region.

A meaningful share of our buyer clients move into the area from another state. Our team supports out-of-area buyers with property research, on-the-ground showings during visits, and coordination of services that can be handled remotely.

How we can support a relocation

• 01Offer scheduled video walkthroughs and recorded property tours where the seller and listing brokerage permit.
• 02Coordinate a market tour with a buyer agent during in-person visits.
• 03Share publicly available neighborhood information such as school district boundaries, HOA structure, property tax data, and commute references, so clients can evaluate areas on their own priorities.
• 04Refer lenders, inspectors, and moving services. The client chooses who to engage.
• 05Coordinate with the client's listing agent in the departure market through the eXp Realty referral network or another brokerage.

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Audience 07

General questions relocating clients ask

How does the relocation process generally work with the Treasure Davis Team?

A typical relocation starts with a discovery call to discuss timeline, budget, and search criteria. The team then shares property information and arranges video walkthroughs as available. When the client visits the area, a buyer agent coordinates an in-person market tour. From offer to close, the team coordinates inspections, the final walkthrough, and digital or in-person closing where permitted.

How can someone research neighborhoods in the Pikes Peak region remotely?

Publicly available resources include the U.S. Census, the Pikes Peak Regional Building Department, the El Paso County Assessor, individual school district websites, and city or town websites. Our team can compile publicly available data points for areas a client is considering, so the client can evaluate options based on their own priorities.

Where can cost-of-living information be found?

Cost-of-living comparisons are published by multiple third-party sources, including the Council for Community and Economic Research (C2ER), U.S. Census, and the Bureau of Labor Statistics. These sources can be compared directly. Our team can share publicly available references on request.

Connect with our team → Browse current listings

“We were relocating to Colorado Springs from out of state and had to do almost everything virtually. Our agent did detailed video walkthroughs, pointed out neighborhood pros and cons, and made our long-distance relocation completely stress-free. We love our new neighborhood!” Verified client review

08 / 08

Next-chapter moves

Next-chapter moves and right-sizing.

Some sellers are moving from a long-held property into something different, whether that is a single-level layout, a low-maintenance home, or a different community type. The transaction is often combined with logistics like decluttering, estate sales, and moving services.

How we have supported clients in the past

• 01Help search for single-level, ranch, and patio-style homes across the Pikes Peak region.
• 02Share publicly available information about communities, including age-restricted communities operated under the federal Housing for Older Persons Act, so clients can evaluate options on their own.
• 03Refer local vendors for estate sales, donation pickup, and junk removal. The client chooses who to engage.
• 04Offer pre-listing recommendations for a long-held home, with the goal of preparing it for the market efficiently.
• 05Refer moving and packing companies. The client chooses who to engage.

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Audience 08

General questions clients ask

What types of communities are available for buyers 55 and older in the area?

The Pikes Peak region includes communities that operate under the federal Housing for Older Persons Act (HOPA), as well as patio-home and low-maintenance neighborhoods that are open to all buyers. HOPA communities apply specific occupancy rules under federal law. Our team can share publicly available information about current options so clients can evaluate them on their own.

How can the team support a downsizing move?

Support typically includes preparing the current home for the market, coordinating referrals for estate sale or donation pickup, conducting a search for the next home based on stated criteria, and coordinating moving and logistics with the client's chosen vendors. Each move is structured based on the client's preferences.

What are the options for selling a home that needs work?

Options often include making targeted repairs before listing, listing as-is and pricing accordingly, or considering a cash-buyer or investor offer. Each path has different cost, timing, and net-proceeds considerations. Our team reviews general pros and cons of each so the seller can make an informed choice.

See how much your home is worth → Connect with our team

“As retirees looking to buy in an active adult community, we couldn’t be happier with our experience. They helped us sell our large family home and purchase a beautiful ranch-style home perfect for our retirement. They made the entire 55+ lifestyle transition smooth and easy.” Verified client review